Nigeria USSD Code Directory 2026
Every shortcode for Nigerian telecoms and banks. Works on any phone without internet. Tap any code to copy it to your clipboard instantly.
#️ Nigeria USSD Directory 2026
Tap any code to copy it to your clipboard instantly.
| Action | MTN | Airtel | Glo | 9mobile |
|---|---|---|---|---|
| Check Data Balance | ||||
| Buy Data | ||||
| Gift Data |
| Action | MTN | Airtel | Glo | 9mobile |
|---|---|---|---|---|
| Check Airtime | ||||
| Transfer Airtime |
| Action | MTN | Airtel | Glo | 9mobile |
|---|---|---|---|---|
| Check Number | ||||
| Customer Care |
| Action | MTN | Airtel | Glo | 9mobile |
|---|---|---|---|---|
| Check BVN | ||||
| Check NIN | ||||
| Link NIN to SIM |
Transfer, Balance, Airtime, Bills
Transfer, Balance, Airtime, Loans
Transfer, Balance, Airtime, Bills
Transfer, Balance, Airtime, Bills
Transfer, Balance, Airtime, Bills
Transfer, Balance, Airtime
Transfer, Balance, Airtime
Transfer, Balance, Bills
Transfer, Balance, Loans
Transfer, Balance, Bills
Transfer, Balance, Bills
Transfer, Balance, Airtime, Bills
Transfer, Balance, Airtime
Transfer, Balance, Savings
Transfer, Balance, Airtime
How USSD Codes Work in Nigeria
USSD codes are short strings starting with * and ending with # that trigger services through your mobile network — no internet needed. They work on any phone, including basic feature phones, and process in real time.
Which Bank USSD is Fastest for Transfers?
GTBank *737# is consistently the fastest, processing transfers in under 10 seconds. Access *901# and Opay *955# are strong competitors. Transfer limits are typically ₦100,000 per transaction and ₦1 million per day.
Are USSD Transfers Safe?
Yes, when used correctly. All transactions require your 4-digit PIN. Never share your PIN. Never confirm a transaction you did not initiate yourself.
Frequently Asked Questions
Are USSD codes free to use in Nigeria?▼
Most telecom codes are free. Bank transfer codes charge N6.98-N10.75 per transaction. BVN and NIN codes charge N20 each.
Why is my bank USSD code not working?▼
Common causes: poor signal, service downtime, wrong SIM, or number not registered with the account. Wait 5 minutes and retry.
Can I use bank USSD without airtime?▼
GTBank *737# and Opay *955# reportedly work with very low or zero airtime. Most others need a small airtime balance.
Can I transfer to any Nigerian bank via USSD?▼
Yes. All major codes support inter-bank transfers via NIBSS. Typical limit is N100,000 per transaction.
What is the USSD code to check my BVN?▼
Dial *565*0# from the phone linked to your bank account. A N20 fee applies.
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